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FinTech App Development Services

Drive growth and streamline your financial operations with advanced FinTech applications, designed to position your
business at the forefront of industry evolution. As your ISO-certified, Deloitte-recognized FinTech app development partner,
we create enterprise-grade financial solutions that truly redefine digital banking and financial services.

Trusted by conglomerates, enterprises, and startups alike

With a dedicated team of over 1,600 skilled technology specialists, we focus on developing GDPR and PCI-DSS-compliant applications that significantly enhance user trust.

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10+ Years
of FinTech Industry Expertise
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3000+
Custom App Projects Successfully Delivered
Regulatory Compliance Expertise
in PCI-DSS, PSD2, GDPR, AML, KYC, SOX, CCPA, and Open Banking Standards like
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500+
Legacy Financial Processes Transformed
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4.7
Rating on Clutch

Our Full-Stack Custom FinTech App Development Services

As your FinTech app development company, our core focus is on crafting financial solutions that are truly secure, scalable, and
exceptionally high-performing—all custom-tailored to meet your specific business objectives. Our expertise covers a wide
spectrum, from robust mobile banking and intuitive digital wallets to dynamic investment platforms and beyond.

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Custom FinTech App Development

As a leading FinTech app development company, we build fortified, cloud-native, and API-driven financial solutions that drive digital transformation.

  • Strategic FinTech Alignment: We design technology roadmaps that work smoothly with your existing legacy financial systems, making transitions smooth and getting you the most value.
  • Scalable Financial Ecosystems: We prepare you for serious growth by delivering high-performance solutions that meet strict regulatory compliance through containerized, cloud-ready architectures.
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Mobile Banking App Development

We're recognized for our custom mobile banking app development services that equip retail, commercial, and investment banks with exactly what they need.

  • Agile Banking Solutions: We provide exceptional speed and scalability for your banking applications by working with serverless frameworks and microservices.
  • Advanced Security & Compliance: As a FinTech app development agency, we build solid client trust with end-to-end encryption, Multi-Factor Authentication (MFA), and thorough AML/KYC modules.
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Digital Wallet Development

As leaders in FinTech mobile app development, we build advanced multi-currency digital wallets that offer real-time payment tracking and NFC-based contactless payments.

  • Frictionless Transactions: We enable blockchain-backed transactions with rigorous PCI-DSS compliance, keeping every payment quick and secure.
  • Customer-Centric Features: We help you drive engagement with built-in AI-driven promotions, loyalty rewards, and advanced biometric authentication.
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Investment and Stock Trading Platform Development

We develop intelligent investment and trading platforms that cut through complexity and empower users to make smarter, high-return decisions.

  • Real-Time Market Insights: Equip your users with live market feeds, AI-driven portfolio suggestions, and predictive analytics for better decision-making.
  • Faster Trade Execution: We build investment applications that ensure fast trading experiences powered by scalable cloud infrastructure.
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P2P Lending Platform Development

Innovate in P2P lending with our AI-powered lending app development services that feature automated credit scoring and intelligent loan lifecycle management.

  • Automated Loan Management: We integrate sophisticated ML models for accurate risk assessment and smart fund disbursement, streamlining your operations.
  • Regulatory-Ready Solutions: As leaders in finance app development services, we ensure complete compliance with PSD2, GDPR, and regulations for developing smart contracts.
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Mobile Point-of-Sale (MPoS) System Development

We build omnichannel mPOS systems that redefine how payments work.

  • Omnipresent Payment Solutions: We build mPoS systems that support diverse payment methods, including QR, NFC, and tokenized payments backed by strong cloud-based backends.
  • Enhanced Retail Operations: The custom-built mPoS apps enable unified retail insights by integrating ERP, inventory systems, and detailed analytics dashboards.
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KYC Platform Development

Our FinTech app developers create AI-driven KYC platforms that automate identity verification and fraud detection with outstanding efficiency.

  • AI-Driven Verification: We implement advanced OCR, facial recognition, and biometric authentication features for rapid and accurate identity checks.
  • Fraud Prevention & Compliance: We ensure safe onboarding with strict adherence to AML, GDPR, and all relevant regional regulatory frameworks.
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Finance Management App Development

As a top-tier FinTech application development company, we create sophisticated personal finance apps featuring AI-driven budgeting, real-time expense tracking, and predictive insights.

  • Smart Budgeting Tools: We integrate advanced ML algorithms for automated savings and personalized financial planning.
  • Actionable Insights: The custom-built finance management apps allow your users data-backed financial clarity through powerful predictive analytics.
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Testimonials That Make Us a Recognized Tech Partner

Recognition isn't about our promises, it's about what our clients actually go through working with us. These testimonials
demonstrate how we regularly transform financial tech challenges into robust, future-ready solutions. These stories show the
trust businesses put in us as their preferred FinTech development partner, one project at a time.

We chose Appinventiv to build our financial literacy and money management app from start to finish. From the first call, we were very impressed with Appinventiv’s professionalism, expertise, and commitment to delivering top-notch results. Their team was very responsive and were always available to answer any questions we had. Their developers were extremely talented and delivered an amazing final product that exceeded our expectations. Our app is now live and the feedback that we are receiving from users is fantastic. So, I highly recommend Appinventiv to anyone looking for a partner to bring their app ideas to life.

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Simon Wing
Co-Founder & CEO Edfundo

We Implement Smart Features That Elevate Your
FinTech App

In order to ensure complete compliance, top-notch security, and unparalleled performance right out of the box, our specialists
develop intelligent, future-proof features. These features elevate the user experience, making the app highly engaging, easy-to-use,
and most importantly, reliable for the users.

  • User Authentication & Security
  • Real-Time Notifications
  • Multi-Currency Support
  • Budgeting & Expense Tracking
  • Investment & Portfolio Management
  • AI-Powered Chatbots
  • Fraud Detection & Risk Management
  • Cross-Platform Functionality
  • Payment Gateway Integration
  • Dynamic KYC Platform
  • Loan & Tax Calculators
  • Custom Reporting
  • Customer Data Management
  • Multi-Modal Transactions

We Empower Diverse FinTech Sectors with Custom Digital Solutions

Our expertise spans the full range of consumer banking, corporate banking, investment banking, and wealth management, allowing us to build innovative FinTech solutions that drive your business ahead.

  • img Banking

  • img Wealth Management

  • img Lending

  • img Payments

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  • img Personal Finance

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Turn AI into RoI for Your FinTech Product

Drive measurable business outcomes with intelligent features that scale with your platform.
Wondering how? Here’s what AI integration can do:

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Increase user retention by over 80% with behavior-based insights

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Reduce fraud with anomaly detection in real time by 50%

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Automate decision-making in lending and underwriting by 85%

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Streamline operations with AI-led workflows by 90%

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We Build Custom FinTech Solutions that Adhere to All Industry Compliances

As an ISO-27001, ISO-9001, and CMMI level-3 FinTech app development company, we build fortified financial applications from
the ground up. We protect sensitive data using a foundation of end-to-end encryption, tokenization, and strong API frameworks.
We build FinTech solutions that are designed to follow global financial regulations and industry standards, ensuring you're fully
compliant and ready for any jurisdiction.

Fortifying FinTech: Security Built for the Digital
Finance Era

Trust is the only foundation in the realm of digital finance. Each transaction, all interactions with users, and every financial data has to be
shielded against sophisticated cyber threats and stringent regulatory requirements.

Why Hire Appinventiv as Your FinTech Mobile App Development Partner

Led by 1,600+ specialists and having provided 3,000+ secure solutions, our FinTech app development services draw on unparalleled experience even for the most daunting digital finance projects. A 90% client retention and history of automating financial operations highlight our impact on producing quantifiable business value and long-term return on investment.

01

Stringent Mechanisms That Prevent Fraud

Our team of custom FinTech app development service experts builds complex architectures that protect your users' data, transactions, and network information from DDoS and other attacks. We integrate robust FinTech app security measures, ensuring end-to-end encryption across applications, databases, and servers for seamless protection.

02

Audit-Ready Compliance by Design

We build FinTech ecosystems that are globally accessible yet locally compliant. Whether it's PCI-DSS, PSD2, GDPR, AML, KYC, or Open Banking requirements, we design everything to meet these standards right from the start. This means you can expand into new markets without worrying about compliance issues later.

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Enterprise-Level Scaling for Heavy Transaction Loads

We build platforms that handle millions of transactions every day without slowing down. We use advanced cloud setups and flexible architectures, so your system grows smoothly as more customers start using it.

04

Technical Skills Across New Technologies

As a leading FinTech app development company, we keep up with what's coming next in the industry. We work with AI, machine learning, blockchain, and even metaverse features to build innovative financial products that put you ahead of competitors.

Our Strategic Industry Partnerships

Our Client Success Stories

Being a pioneering custom finance app development company, we helped global leaders formulate the vision of an open FinTech ecosystem in a timely and convenient manner. Here’s a glimpse of a few FinTech brands that we helped scale digitally.

Advanced Technologies We Utilize to Build Financial Apps

Our custom FinTech app development solutions leverage advanced technologies to help businesses create innovative products that drive
business growth. As a dedicated FinTech applications development company, we leverage our expertise in cutting-edge technology and
deep financial industry knowledge to deliver tailor-made solutions.
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AI

We offer comprehensive artificial intelligence development services that help businesses in the BFSI market build intelligent workflows, boost productivity, and minimize operational costs.

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ML

Our machine learning services use advanced algorithms to enhance fraud detection, personalize financial services, and optimize investment strategies.

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Generative AI

We are a generative AI development firm, implementing intelligent models to design solutions that simplify complex processes, drive faster innovation, and deepen customer engagement.

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Agentic AI

We build agentic AI solutions that deploy autonomous AI agents capable of executing complex tasks, streamlining operations, and making real-time, data-driven decisions.

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Cloud

We empower financial institutions with innovative cloud consulting services, transitioning from a capital-intensive model to a flexible one without compromising data security.

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Blockchain

Our team ensures the success of distributed ledger projects and assists FinTech businesses in evaluating the value of blockchain development services in their operations.

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IoT

Our IoT services boost financial institutions with real-time analytics, efficiency, and advanced security, redefining financial tech standards.

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Big Data

Our big data services help you analyze extensive datasets to reveal patterns, enabling precise risk assessments, personalized customer insights, and enhanced fraud detection.

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Data Science and Analytics

We offer a wide range of data science and analytics services, assisting global FinTech businesses of any size to gain a competitive advantage through powerful data insights.

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Robotic Process Automation (RPA)

We help you cut down additional costs and accelerate business efficiency by leveraging smart automation solutions like RPA.

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AR and VR

We harness the power of our AR VR development services to enhance your FinTech applications with immersive data visualization and interactive user experiences.

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Metaverse

Our Metaverse development services transform FinTech by creating virtual environments for enhanced customer engagement, seamless virtual collaborations, and innovative financial simulations.

Top-Grade Tools and Languages We Use as a FinTech App Development Company

Creating financial applications means picking the right tools for the job. We stick with technologies we know work well - ones that give you both speed and security. We use frontend frameworks like React and Angular, combined with backend systems including Node.js, .NET, and Java. This approach helps us build apps that can handle heavy usage while staying compliant with financial regulations.

  • img Frontend Programming Languages

    • HTML5
      HTML5
    • CSS3
      CSS3
    • JavaScript
      JavaScript
    • Angular
      Angular
    • React
      React
    • Meteor
      Meteor
    • Vue.js
      Vue.js
    • Next.js
      Next.js
    • Ember.js
      Ember.js
  • Backend Programming Languages

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Make Your FinTech Product Stand Out with Our
Expert Development Approach

As a dedicated FinTech application development company, we follow a systematic step-by-step process to build
advanced financial solutions. Our FinTech application developers take a holistic approach to security, compliance,
and user experience at every stage of development.

01

Getting Started Right

We kick things off by mapping out your custom FinTech app idea, making sure it fits your business needs and meets compliance rules. Our team figures out what the project involves, what tech we'll need, and when each phase would be initiated, so that we don't miss anything. Getting this plan sorted before we write any code makes the whole FinTech application development process smoother and less risky.

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Picking the Right Tech

We look at what's happening in the market and check out other FinTech solutions to figure out which technologies and features make sense for you. We go with frameworks that work well for your finance app while setting realistic project goals. This homework phase keeps our FinTech app development services on track and ready for whatever comes next.

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Designing User Interface

We design interfaces that turn complicated financial stuff into something straightforward for business users and regular people alike. Every part of the design—from how you navigate around to making sure everyone can use it- shows off your brand while making things easier. Our UI/ UX designs work great on phones, tablets, and computers, putting a good user experience right at the center of your finance application.

04

Initiating the Development Process

We use modular design and microservices to build FinTech solutions that can handle your business as it gets bigger. Our development process includes strong encryption, multiple security layers, and systems that meet compliance requirements right from day one. With API connections and third-party integrations, we make sure your financial operations run smoothly using proven finance app development experience.

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Ensuring End-to-End Testing

Before your app goes live, our QA team puts it through serious testing for functionality, performance, and security to meet tough financial industry requirements. We test it with lots of transactions and make sure it follows PCI-DSS, PSD2, AML/KYC, and local rules. This way, we know your FinTech application works well, stays secure, and handles real-world use.

06

Going Live Smoothly

Our team sets up cloud infrastructure and deployment systems for a launch that doesn't cause any downtime. We handle app store submissions the right way, following every rule they have. With automated systems in place, your FinTech app is ready for updates and long-term success.

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Keeping Your App Running

Once your app is live, we monitor it all the time to make sure performance, security, and compliance stay solid. We roll out updates that add new features, fix important issues, and adapt to new market or legal changes. With our hands-on FinTech development approach, your app stays current and reliable.

Our Technology Experts Are Change Catalysts

Book A Free Consultation Call With Our Experts Today

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  • In just 2 mins you will get a response
  • Your idea is 100% protected by our Non Disclosure Agreement.

Frequently Asked Questions

  • How much does it cost to build FinTech applications?

    The cost to make an app for banking or other financial applications such as Square Cash, Venmo, or Cleo depends on factors majorly including, the set of features and technologies you wish to add, the size and location of the hired FinTech app developers, the type of app developed, and more. On an average, the cost of developing a FinTech app can vary from $30,000 to $300,000 or more, depending on your unique project requirements.

    To get an exact cost estimation for your FinTech mobile app development, get in touch with a reputed FinTech mobile app development services provider.

  • How long does it take to develop a financial app?

  • What engagement models do you use for financial app development services?

  • Where can I hire FinTech app developers for secure banking apps?

  • How does a FinTech app development partner reduce time-to-market?

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appinventiv India
INDIA

B-25, Sector 58,
Noida- 201301,
Delhi - NCR, India

appinventiv USA
USA

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Manhattan, NY 10001,
USA

appinventiv Australia
Australia

Appinventiv Australia,
East Brisbane
QLD 4169, Australia

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UK

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Paul Street EC2A 4NE
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UAE

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CANADA

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888 - 3rd Street Sw
Calgary Alberta