Having received multiple awards from prestigious organizations including, Deloitte and Entrepreneur over the past 10 years, we have the expertise required to resolve your most complex business challenges through a robust custom banking solution.
Our Core Capabilities
Certified Technology Professionals
On-board
Custom Digital
Solutions Delivered
Legacy Processes
Transformed
We build custom mobile banking solutions that are scalable enough to handle millions of daily transactions while maintaining the highest grade security and compliance.
Build comprehensive mobile banking ecosystems that offer consistent user experiences across all platforms – iOS, Android, and web.
Deliver hyper–personalized banking experiences that help increase customer engagement by minimum 50% or more.
We help you reimagine your entire lending lifecycle with intelligent automation for every process - from application to servicing.
Build lending platforms powered by advanced ML algorithms and automate tasks like application processing, credit decisioning, and document verification.
Empower your team with proactive risk mitigation strategies that continuously monitor activities like loan performance, market conditions, and regulatory changes.
We build banking CRMs that give your team a 360-degree view of your customers, thus enabling them with insights and tools to offer more personalized services in the least time possible.
Prioritize your customer relationships like never before with advanced data analytics engines that identify customer needs, preferences, and life events in real-time.
Automate your complex sales and marketing processes and run personalized campaigns across multiple channels while complying with all FinTech regulations.
Our banking software developers specialize in handling the entire spectrum of custom EMV (Europay, MasterCard, and Visa) solutions that are end-to-end encrypted, tokenized and completely secure.
Keep your customers protected with robust contactless payment solutions that are not only secure but highly convenient.
Integrate your custom EMV solution with mobile apps, PoS systems, and ATMs while ensuring a seamless user experience across all platforms.
We develop customized investment management software with advanced capabilities like AI-powered risk assessment and automated portfolio management, thus helping organizations to efficiently track and manage their investments.
Take your client experience to the next level with personalized investment portals that offer various financial planning tools along with real-time portfolio visibility.
Automate risk management processes to monitor compliance violations and other risks in real time.
KYC(Know Your Customer)
Basel III
Dodd-Frank Wall Street Reform and Consumer Protection Act
SOX (Sarbanes-Oxley Act)
MiFID II (Markets
in
Financial Instruments
Directive II)
FATCA (Foreign
Account
Tax
Compliance Act)
FSCS (Financial
Services
Compensation
Scheme)
BSA(Bank Secrecy Act / USA PATRIOT Act)
FCAFinancial Conduct Authority Regulations
IFRS(International Financial Reporting Standards)
SEC(Securities and Exchange Commission Regulations)
CFPB(Consumer Financial Protection Bureau Regulations)
Volcker Rule
SEPA(Single Euro Payments Area Regulations)
IOSCO(International Organization of Securities Commissions Standards)
Risk-Based Capital
Regulations
Solvency II
While traditional banks struggle with legacy system limitations and manual processes, Appinventiv's AI-first approach has revolutionized banking operations for 100+ financial institutions. From intelligent credit scoring to conversational AI, our AI-powered banking services fundamentally transform how banks operate, compete, and serve customers in the digital age.
Our pre-built compliance frameworks have helped clients achieve SOX, Basel III, and PCI DSS compliance 90% faster than industry averages. We maintain dedicated compliance teams for US, EU, APAC, and Middle Eastern regulations, ensuring your software is not only secure but also meets local requirements from day one.
While industry averages show that nearly 70% of banking IT projects exceed budget or timeline, Appinventiv maintains industry-leading delivery metrics through proven methodologies, transparent project management, and risk mitigation strategies developed over 200+ successful implementations.
We integrate AI-powered features like chatbots, predictive analytics, and personalized banking into your processes, thus helping you to enhance user experiences while automating customer support and fraud detection.
We help you automate complex financial tasks such as document processing and customer service interactions, thus enabling you to enhance operational efficiency like never before.
Our team uses advanced ML algorithms allowing your software systems to learn from data patterns and improve decision making and predictions.
We helpy ou embed secure, transparent, and efficient transaction processing capabilities in your banking software with the power of blockchain technology.
We use IoT to connect physical devices like wearables and PoS systems with your banking ecosystem, thus enabling smarter process management and higher personalized experiences.
With strategic partnerships with AWS, Azure, and GCP, we help you scale your operations seamlessly while ensuring complete data security and end-to-end compliance.
We help you efficiently manage vast amounts of data and generate actionable insights from it, enabling you to enhance decision making and customer satisfaction.
We start by comprehensively understanding your vision for the product. We collaborate closely with your team to identify all the existing challenges and requirements.
Once we have the requirements, we transform them into a clear, actionable development plan. Our experts create detailed project timelines and establish risk mitigation strategies.
The next step includes building a user-centric architecture to start the banking software development process. Our team develops intuitive wireframes and engaging UI mockups at this stage.
Now starts the actual development process with agile methodologies and iterative sprint cycles. Our team conducts regular code reviews to ensure that a high quality banking software is ready at the end of the process.
Our team also takes multiple security measures and implements advanced encryption, multi-factor authentication, and security incident response procedures to ensure complete protection of the product.
Once the code is ready and security measures are in place, our team integrates the newly created software with the existing banking infrastructure and ensures seamless data migration with absolutely no disruption.
We perform rigorous testing of the software through functional, performance, and security assessments. We also conduct user acceptance testing with real-world banking workflows.
Along with software testing, we also conduct extensive compliance audits to ensure that the software adheres to all the critical banking standards and industry regulations.
We finally deploy the software into the production environment while ensuring minimal operational disruption. Our team also provides the required training to the client’s staff.
Our job as your banking software development company does not end just with deployment. Our team provides continuous monitoring and delivers regular security updates to maintain system integrity.
Custom banking software development services cost varies from $40,000 to $500,000+ based on your requirements. For instance, the development costs of a basic banking mobile app might start around $40,000, while a complete core banking system can cost anywhere from $500,000 to several million dollars.
The cost depends on how complex the features of your product are, how many users you'll have, and what regulations you need to follow. We always give you a detailed estimate after understanding your specific needs. Get in touch.
Also Read: How much does it cost to build a mobile banking application?
Time required for software development in the banking industry depends on the scope of your project. Simple products take 3-6 months, while complex banking platforms may need 12-18 months or more to complete.
Looking for precise estimates on timeline and costs for your banking product? Share your project details with our experts.
As a trusted banking software development company, we don't just rip out your old systems - that would be chaos. Instead, we build bridges between your existing software and the new platform. This way, your daily operations keep running while we gradually move things over. We've worked with mainframes from the 1990s and made them talk to modern apps without missing a beat.
Integrating technologies like AI, blockchain, and IoT presents challenges in the form of:
Appinventiv resolves all these and more challenges with a planned and strategic approach that includes robust legacy modernization techniques and API-driven integration to seamlessly connect new technologies with existing systems.
Good banking software saves you money and makes customers happier. Your staff spends less time on paperwork and more time helping customers. Automated processes catch errors that humans miss. Customers can do more things themselves online instead of calling or visiting branches. Plus, modern software helps you launch new products faster than competitors still stuck with old systems.
B-25, Sector 58,
Noida- 201301,
Delhi - NCR, India