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FinTech Consulting Services

With awards from industry leaders like Deloitte and Entrepreneur, our team has spent more than a decade unlocking new FinTech possibilities with strategic consulting that enables users to handle real business needs.

FinTech App Development Services
Trusted by conglomerates, enterprises, and startups alike

Leverage Our Expert-Led FinTech Consulting Services
for Sustainable Success

Drive innovation without compromising on the quality with our financial technology consulting services. From neobanks and
alternative lending firms to RegTech and InsurTech startups, we offer customized consulting services that drive innovation, enhance
system interoperability, and ensure a seamless financial experience for users.

FinTech Strategy Development for business growth

FinTech Strategy Development

Gain a competitive edge with a strategy that aligns product vision, regulatory readiness, and long-term growth. Our consultants evaluate your business model, customer segments, and monetization goals while advising on technology choices across blockchain, AI, machine learning, and cloud-native architectures, resulting in an agile roadmap that enables scalable FinTech products in a disruptive financial landscape.

FinTech Product Consulting

FinTech Product Consulting

Turn ideas into high-performing financial products. We help you define product scope, identify high-value features, shape user journeys, and build monetization frameworks that work across B2B, B2C, and B2B2C FinTech models. Our product-led approach ensures that design, compliance, scalability, and security remain tightly aligned from concept to launch.

Payments Consulting

Payments Consulting

Payments are the backbone of digital finance and demand precision. We help institutions optimize their payment stack across card networks, instant payments, cross-border transactions, A2A payments, digital wallets, RTP rails, and tokenized systems. The focus remains on cost efficiency, interoperability, dispute management, and 3-D Secure 2.x enforcement for frictionless and fraud-resilient transactions.

Embedded Finance & Banking-as-a-Service Consulting

Embedded Finance & Banking-as-a-Service Consulting

Enable financial experiences anywhere users interact. We help brands integrate lending, insurance, wealth, payments, and KYC-driven onboarding into their existing digital products. Our consulting covers product positioning, regulatory risk mapping, revenue model design, and API-based financial orchestration across BaaS partners.

Open Banking / API Banking Consulting

Open Banking / API Banking Consulting

Prepare your platform for the era of interconnected finance. Our advisory services include consent-driven data exchange frameworks, API monetization models, ecosystem partnerships, and compliance alignment with PSD2, SAMA, CBUAE, and evolving global Open Finance regulations. We ensure your APIs are secure, scalable, and future-ready.

FinTech Compliance Assistance for audit ready financial operations

FinTech Compliance Assistance

Navigating the ever-changing compliance landscape is complex, but our financial software consultants make it effortless for you. From PSD2 and PCI DSS to AML and GDPR, we integrate automated compliance frameworks that reduce risk exposure and ensure your financial operations remain audit-ready.

FinTech Risk Management for financial uncertainties

FinTech Risk Management

Stay ahead of market fluctuations and financial uncertainties with predictive risk analytics. Our FinTech consultants deploy AI-driven models to identify vulnerabilities, assess credit risks, and automate fraud detection, empowering you to make informed, strategic decisions with confidence.

Software Architecture Review to ensure seamless financial transactions.

Software Architecture Review

As a distinguished FinTech consultancy services provider, we understand how an inefficient system architecture can hinder innovation. We assess your FinTech software’s structure, optimizing performance, security, and scalability while aligning with the latest industry standards to ensure seamless financial transactions.

Custom FinTech Software Development for the future of finance

Custom FinTech Software Development

Being an esteemed FinTech consulting services provider, we empower your business with tailored financial software development that redefines user experience and security. From mobile banking and robo-advisors to blockchain-driven payments, we craft platforms that are scalable, compliant, and built for the future of finance.

FinTech Integration to streamline fintech ecosystem

FinTech Integration

Break down data silos and streamline operations with our seamless FinTech integration expertise. As a renowned financial consulting agency, we integrate payment gateways, banking APIs, and legacy systems with intuitive and custom-built FinTech software, creating a secure, efficient, and frictionless financial ecosystem.

Financial Software Modernization for ffuture-ready operations

Financial Software Modernization

Outdated FinTech systems can hold your business back, and our software modernization services can help you unlock agility, speed, and innovation within your existing systems. As a trailblazing FinTech consulting services company, we transform outdated financial software into agile, high-performance platforms by integrating microservices, AI automation, and cloud technologies for seamless, future-ready operations.

Sustainability for Finance

Sustainability for Finance

We drive the future of finance by embedding sustainability at its core. Our FinTech strategy consulting services empower institutions to adopt ESG-driven investment strategies, implement carbon-conscious FinTech platforms, and champion ethical banking, ensuring long-term growth that balances profitability with social and environmental responsibility.

Building your dream FinTech product?

Our specialists are here to ensure it’s innovative and user-first.

fintech technology consulting for technology challanges
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Years of Excellence in FinTech Consulting
Years of Excellence in FinTech Consulting
Years of Excellence in FinTech Consulting
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Skilled Tech Professionals Driving Innovation
Skilled Tech Professionals Driving Innovation
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Successful Projects Delivered Globally
Successful Projects Delivered Globally
Successful Projects Delivered Globally
0 %
Client Retention Rate
Successful Projects Delivered Globally
Successful Projects Delivered Globally

AI-mature companies see

3x faster RoI
Where does your
organization stand?

Signs It’s Time to Invest in FinTech Consulting

Businesses need FinTech consulting services when expanding digital capabilities, ensuring compliance, or streamlining financial processes to stay competitive. As a renowned financial consulting company, we provide expert guidance in integrating AI-driven financial platforms, improving payment systems, and fortifying security, helping you scale efficiently and future-proof your operations.

fintech technology consulting for technology challanges

Technology Challenges

Many businesses face difficulties in adopting new financial technologies due to complex integrations or a lack of in-house expertise. As leaders in FinTech consultancy services, we provide expert consulting to help organizations seamlessly implement various advanced technologies. Our customized financial services technology consulting approach ensures hassle-free deployment and long-term scalability.

fintech business consulting for risk management

Risk Management

Fraud detection and cybersecurity threats are major concerns in FinTech. As a part of our financial technology consulting services, we leverage AI-driven analytics, encryption, and identity verification to detect and mitigate risks in real-time. Our cybersecurity strategies include multi-layered security protocols, transaction monitoring, and compliance checks to ensure secure financial operations.

financial services IT consulting

Financial Services IT Consulting

A strong IT foundation is essential for modern financial services. Our financial IT consulting services focus on optimizing IT infrastructure, ensuring data security, and integrating advanced technologies like cloud computing and automation to enhance operational efficiency. Whether you're a bank, a payments company, or an investment firm, we help you build resilient IT systems that support growth and innovation.

fintech strategy consulting for evolving trends

Keeping Up with Evolving Trends

The FinTech industry is rapidly advancing, with innovations like embedded finance, decentralized finance (DeFi), and AI-driven financial applications redefining the market. Our FinTech business consultants offer deep market insights, trend forecasting, and digital transformation strategies, enabling businesses to stay competitive, drive innovation, and future-proof their financial operations.

Why Enterprises Choose Appinventiv for FinTech Consulting

Selecting the right FinTech consulting company is key to accelerating innovation, maintaining compliance, and streamlining financial processes. With a technology-first approach and deep industry expertise, we deliver secure, scalable applications tailored to your business needs and help you outpace the competition.

Next-Gen Tech Stack We Implement for FinTech Strategy and Growth

Our choice of FinTech tech stack empowers businesses to enhance efficiency, maintain compliance, and deliver seamless financial services. As a top-rated financial consulting firm, we ensure reliable, high-performance platforms that support long-term growth. With a focus on security and performance, we deliver future-proof digital platforms tailored for success.
Frontend Programming Languages
Frontend Programming Languages
  • Css
    CSS
  • Html
    HTML
  • Javascript
    Javascript
  • Angular
    Angular
  • React
    React
  • Vuejs
    Vue.js
  • Ember
    ember
  • Meteor
    Meteor
  • Nextlogo
    Nextjs
Backend Programming Languages
Backend Programming Languages
  • Dotnet
    .NET
  • Java
    Java
  • Python
    Python
  • Php
    php
  • Node.js
    node.js
  • Golang
    GO
Mobile
Mobile
  • Android
    Android
  • Futter
    Flutter
  • Cordova
    Cordova
  • iOS
    iOS
  • Xamarin
    Xamarin
  • PWA
    PWA
  • Ionic
    Ionic
  • mobile-react
    React Native
desktop
Desktop
  • c++
    C++
  • qt
    Qt
  • c-sharp
    C-sharp
  • wpf
    Microsoft WPF
  • objective c
    OBJ-C
  • python
    python
  • swift
    Swift
Cloud db, warehouses and storage
Cloud Databases
  • Amazon S3
    Amazon S3
  • Amazon documentdb
    Amazon DocumentDB
  • Amazon dynamodb
    Amazon DynamoDB
  • Amazon-rds
    Amazon
    RDS
  • Amazon-redshift
    Amazon REDSHIFT
  • Aws-elasticache
    Aws Elasticache
  • Azure-blob-storage
    Azure Blob
    Storage
  • Azure-cosmos-DB
    Azure cosmos DB
  • Azure-data-lake
    Azure Data Lake
  • Azure-sql-database
    Azure SQL
    Database
  • Azure Kinect Dk
    Azure Kinect Dk
  • Azure RTOS
    Azure RTOS
  • azure-synapse-analytics
    Azure Synapse
    Analytics
  • google-cloud-datastore
    Google
    Cloud Datastore
  • Google cloud sql
    Google
    Cloud SQL

The Digital Backbone of Our FinTech Consulting Services

Innovation is at the core of our FinTech consulting approach. As one of the most esteemed FinTech consulting companies, we utilize state-of-the-art technologies to enhance operational efficiency, streamline compliance, and create seamless financial experiences, empowering businesses to scale confidently.

Artificial intelligence integration in FinTech applications

AI

As an AI development company, we help FinTech businesses implement AI-powered fraud detection, predictive analytics, and intelligent chatbots to enhance operational efficiency and customer engagement.

Blockchain technology implementation in financial applications

Blockchain

Our blockchain development services enable FinTech firms to create secure, transparent, and decentralized financial platforms, including smart contracts, digital wallets, and tokenized assets.

Cloud database services for secure financial data management

Cloud

Through our cloud consulting services, we assist FinTech companies in migrating to the cloud for scalable infrastructure, real-time data processing, and cost-effective platforms.

Big data analytics for informed financial decision-making

Big Data & Analytics

Our big data and data analytics services help financial institutions use real-time analytics to assess risk, provide personalized financial insights, and seamlessly comply with regulatory requirements.

RPA solutions for automating financial processes

Robotic Process Automation (RPA)

As part of our FinTech consulting, we implement RPA platforms to automate repetitive banking tasks, streamline workflows, and enhance productivity.

IoT integration for enhanced financial services and security

Internet of Things (IoT)

We enable connected banking, real-time payment processing, and smart asset tracking for enhanced financial operations through our IoT development services.

Regulatory technology services for compliance automation

RegTech (Regulatory Technology)

We build RegTech software that streamlines compliance processes, mitigates risks, and improves regulatory reporting efficiency.

AR and VR technologies enhancing financial user experiences

AR/VR (Augmented & Virtual Reality)

As an AR/VR app development company, we help FinTech firms develop immersive banking experiences, virtual trading platforms, and interactive financial education tools.

What Sets Our FinTech AI Integration Apart?
  • AI-Powered Risk Intelligence: Detect fraud before it happens
  • Instant Payments Optimization: Secure, seamless transactions
  • Smart Compliance Monitoring: Stay ahead of regulations effortlessly
  • Predictive Customer Insights: Deliver a hyper-personalized experience
  • Hyper-Automation: Minimize manual effort, maximize efficiency
connect for AI enhanced fintech consultancy

FinTech Transformations We've Delivered to Our Clients

Being a reliable financial technology consulting firm, we have empowered various businesses with groundbreaking FinTech applications that drive efficiency, security, and innovation. Our success stories highlight how we've helped clients optimize financial operations, enhance customer experiences, and stay ahead of industry challenges. Explore the real-world impact of our expertise.
Appinventiv client Edfundo

We chose Appinventiv to build our financial literacy and money management app from start to finish. From the first call, we were very impressed with Appinventiv’s professionalism, expertise, and commitment to delivering top-notch results. Their developers were extremely talented and delivered an amazing final product that exceeded our expectations.

Appinventiv client Edfundo
Simon Wing
Co-Founder & CEO, Edfundo

Our Global Recognition for Technology Excellence

Businesses across industries trust us because our work consistently meets the highest benchmarks of innovation, reliability, and delivery at scale. Our commitment to engineering excellence has earned multiple global awards, positioning us among the most dependable partners in modern digital product development and consulting.

Transforming Financial Ecosystems Across Industries

Our FinTech consulting services empower various industries with next-gen financial software, driving efficiency and customer engagement. Whether revolutionizing digital banking, streamlining payments, or optimizing lending platforms, we help you stay ahead, fueling growth and innovation.

Comprehensive banking solutions

Banking

We help banks redefine their processes with advanced banking software development services, integrating modern core banking platforms and intelligent payment systems to drive efficiency, security, and seamless customer experiences.

Insurance technology solutions for efficient operations

Insurance

We revolutionize insurance software development with AI-driven claims automation, risk assessment, and fraud detection. Our FinTech-integrated insurance platforms optimize payments, compliance, and analytics for smarter, more efficient operations.

Lending and mortgage software development for streamlined approvals

Lending

As a trusted lending software development company, we revolutionize digital lending with AI-powered underwriting, automated credit risk assessment, and seamless loan origination.

Wealth management platform development for asset tracking and growth

Investment & Wealth Management

We build investment applications that equip firms and wealth managers with robo-advisory platforms and predictive analytics, enhancing decision-making and automating trading strategies through expert FinTech management consulting.

Secure mobile payment application development for seamless transactions

Payments

We are a reputed payment software development company known for building robust payment platforms that enable fast, secure, and borderless transactions. From payment gateways to multi-currency support, we craft software that delivers seamless digital payment experiences across industries.

We Deliver Regulation-Focused, Enterprise-Grade FinTech Consulting Services

Financial platforms demand precision, security, and clear compliance across every transaction. Businesses choose Appinventiv for fintech consulting that aligns product strategy with regulatory expectations, scalable architecture, and secure financial flows. We design digital fintech systems that support growth without exposing businesses to operational, cyber, or compliance risk.
PCI DSS 4.0

PCI-DSS 4.0

(Payment Card Industry Data Security Standard)
PSD2

PSD2

(Revised Payment Services Directive – EU Open Banking)
FFIEC

FFIEC IT Examination Guidelines

(US banking ecosystem)
AML CFT

AML / CFT Regulations

(Anti-Money Laundering and Counter-Terrorist Financing)
KYC

KYC / eKYC Industry Protocols

FCRA FATF

FCRA & FATF Recommendations

(Financial security and AML monitoring)
SOX

SOX

(Sarbanes–Oxley Act for financial reporting integrity)
GLBA

GLBA

(Gramm–Leach–Bliley Act for financial data privacy)
APRA CPS 234

APRA CPS 234 / AUSTRAC

(Australia financial security and reporting rules)
SAMA

SAMA

(Open Banking Framework — Saudi Arabia)
UAE CBUAE

UAE CBUAE Consumer Protection Regulations & Open Finance Framework

ISO/IEC 27001

ISO/IEC 27001

Information security management
ISO 27701

ISO/IEC 27701

Privacy information management / data privacy
SOC 1 2

SOC 1 & SOC 2

for Controls around financial transactions and availability
SWIFT

SWIFT Customer Security Controls Framework

OWASP ASVS

OWASP ASVS for Secure Financial Application Architecture

NIST

NIST Cybersecurity Framework for Financial Risk Management

FIPS

FIPS

Standards for cryptographic modules
Real-time AML

Real-time AML Monitoring Monitoring and Audit Trail Standards

Secure Payment Tokenization

Secure Payment Tokenization and 3-D Secure 2.x Protocols

Model Risk Management (MRM)

Model Risk Management (MRM)

for Financial algorithm oversight
Basel III IV

Basel III & IV

(Operational risk & capital requirements)
Operational Resilience & TPRM

Operational Resilience & TPRM Third-party Risk Management (TPRM)

Data Residency

Financial Data Residency and Sovereignty Frameworks

Fraud Risk

Continuous Fraud-Risk Scoring and Behavioural Analytics Governance

Break barriers in financial innovation and discover what’s possible with the right strategy
Consult out financial tech consultants

Our Roadmap to FinTech Excellence

Achieving financial innovation requires more than just great ideas; and it demands expert execution. Our financial technology
consulting process guides you through discovery, strategy, implementation, and optimization, ensuring your financial
technology is secure, compliant, and built for success.

Our Roadmap to FinTech Excellence

Achieving financial innovation requires more than just great ideas; and it demands expert execution. Our financial technology
consulting process guides you through discovery, strategy, implementation, and optimization, ensuring your financial
technology is secure, compliant, and built for success.

Frequently Asked Questions

How do FinTech consulting services improve digital financial operations?

Can FinTech consulting help prevent fraud and cybersecurity threats?

What is the cost of FinTech consulting services?

What are the core responsibilities of fintech consultants?

What are the latest trends in fintech consulting services?

How long does a FinTech consulting project take?

How do I hire FinTech consultants?

Are there consulting services that help customize a SOC 2 checklist for fintech firms?

How are AI and data analytics applied in fintech consulting services?