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FinTech Software Development Services

As an ISO-27001, ISO-9001, CMMI level-3 certified company, we bring deep FinTech expertise to help you navigate
regulatory complexities, accelerate innovation, and build future-ready solutions.

Trusted by conglomerates, enterprises, and startups alike

Having received multiple recognitions from industry leaders including Deloitte and Entrepreneur, we bring over 10 years of FinTech expertise to help you solve critical challenges through scalable, secure, and future-ready digital financial platforms.

Custom Software Products Successfully Delivered
2000+
Custom Software Products Successfully Delivered
On-Time Delivery Rate Across Enterprise Projects
95%
On-Time Delivery Rate Across Enterprise Projects
Legacy Processes and Systems Modernized
500+
Legacy Processes and Systems Modernized
Compliance with PCI DSS, PSD2, and Global FinTech Regulations
100%
Compliance with PCI DSS, PSD2, and Global FinTech Regulations

Our Suite of Custom FinTech Software
Development Services

From modernizing legacy banking systems to building secure mobile-first financial products, we deliver custom FinTech
software that helps businesses operate faster, safer, and at scale. Every service we offer is grounded in real-world use cases
and built to meet the evolving expectations of financial users and regulators.

FinTech solutions software development services

Custom Financial Software Development

We build financial software around your actual workflows—not generic templates. Whether you're handling high-frequency transactions or streamlining reconciliation, our tools are made to solve specific challenges.

  • Transaction Tools: Create systems that move money securely and visibly across accounts.
  • Operational Dashboards: Set up real-time views of your financial data for faster decisions.
FinTech integration with system interoperability and compliance-ready APIs

FinTech Integration

Your systems need to talk to each other. We make that happen—whether you're connecting to a core banking platform, KYC provider, or payments infrastructure.

  • System Interoperability: Link your internal tools and external platforms for smoother flows.
  • Compliance-Ready APIs: Ensure every integration meets your local and global obligations.
FinTech cybersecurity with risk monitoring and defense by design

FinTech Cybersecurity Services

We don’t just build FinTech software—we protect it. Our FinTech cybersecurity approach is proactive, layered, and built with compliance in mind from day one.

  • Risk Monitoring: Tracks user activity, transactions, and system behaviour in real time to detect unusual patterns before they lead to security incidents.
  • Defense by Design: Implement encryption, MFA, and secure access practices from the ground up.
FinTech legacy software modernization with modular rebuilds and scalable infrastructure

Legacy Software Modernization

Outdated systems create friction, risk, and cost. We help you transition to modern architecture without breaking what already works.

  • Modular Rebuilds: Replace what’s holding you back—piece by piece, without disruption.
  • Scalable Infrastructure: Prepare your stack to grow, update, and integrate faster.
FinTech product development with team collaboration and launch-ready code

FinTech Product Development

Whether you're launching a new lending app or building an internal tool for credit scoring, we help you go from concept to production—without cutting corners.

  • Built With Teams: We work with your product, compliance, and tech leads every step of the way.
  • Launch-Ready Code: Everything is engineered for security, performance, and maintainability.
FinTech embedded finance with wallets, payments, credit, and lending solutions

Embedded Finance Solutions

We help add secure, fully compliant financial features within their existing platforms, removing the need to build a bank from the ground up.

  • Wallets and Payments: Enables users to pay, save, transfer, or split bills directly in your platform, with fast processing and built-in security.
  • Credit and Lending: Provides safe microloans or BNPL options through controlled modules, complete with eligibility checks and repayment tracking.
FinTech app development with customer-facing apps and operational tools

FinTech App Development

We are a FinTech software development company that creates applications capable of managing complex financial operations while delivering a simple, intuitive user experience.

  • Customer-Facing Apps: Build apps that help users track, pay, invest, or borrow—without confusion.
  • Ops Tools: Create internal systems that simplify approvals, audits, and reporting.
FinTech cloud services with AWS, Azure, and GCP setups

FinTech Cloud Services

With strategic partnerships with AWS, Azure, and GCP, we deploy financial systems that are not only secure but also meet all your uptime, scale, and regulatory expectations.

  • Cloud Setups That Fit: Use AWS, Azure, or GCP setups designed for your industry and volume.
  • Managed Growth: Adjust performance, storage, or access needs without rebuilding from scratch.
Looking to Launch the Next Big FinTech Software?

From digital banking platforms to AI-powered trading systems, we help global enterprises build secure, scalable, and compliant software that wins markets.

Innovative FinTech software development solutions

Success Stories that Speak Volume of Our Excellence in FinTech Software Solutions Development

Our portfolio shows how our custom FinTech software development has enabled clients to launch new products, strengthen compliance, and scale operations. Each of our projects reflects our focus on delivering measurable results and lasting value.

We Build FinTech Software Tailored to Every Financial Segment

From banking and insurance to wealth management and lending, our custom software development expertise in FinTech enables sector-specific workflows with precision, scalability, and compliance. Whether you’re modernizing core infrastructure or launching innovative digital products, we build systems designed for performance and long-term impact.

  • FinTech banking software solutions Banking

  • Lending software solutions Lending

  • Insurance software solutions Insurance

  • Wealth management software solutions Wealth Management

  • Digital payment software solutions Payments

  • Regulatory compliance software solutions Regulatory & Compliance

  • Embedded finance software solutions Embedded Finance

  • Capital markets software solutions Capital Markets

Accelerate Financial Innovation with AI-Powered FinTech Solutions

From faster loan approvals to intelligent fraud prevention, our AI-powered FinTech development is helping global financial institutions move quicker, operate leaner, and serve smarter. Join the companies transforming their core systems with real-time, intelligent automation:

Faster decision-making in lending

3x faster decision-making across lending and underwriting workflows

Fraud detection

60% improvement in fraud detection accuracy

Compliance automation

50% reduction in manual compliance effort

Innovative FinTech software development solutions

Built to Meet Global Financial Compliance Standards

Compliance is treated as a foundation, not an afterthought, in every FinTech software we build. Each product is developed to
align with the security, privacy, and operational requirements set by financial regulators across different regions. Whether
sensitive payment data is being processed or credit risk is being managed, systems are built to ensure full compliance and
withstand regulatory reviews.

  • Payment Security & Transaction Integrity
  • Data Privacy & Information Protection
  • Operational Resilience & Risk Management

Why Partner With Appinventiv for FinTech Software Development

FinTech is not just another vertical for us but a space where we’ve consistently delivered high-stakes, high-compliance software at scale. From custom FinTech software development to full-platform builds for regulated institutions, our work has earned the trust of financial leaders across markets.

01

Purpose-Built Software for Regulated Financial Environments

Every FinTech product we develop is designed to meet the expectations of auditors, regulators, and real users, not just internal product teams. Whether it’s lending automation or digital onboarding, we architect platforms with control, visibility, and traceability built in.

02

A Firm That Designs Compliant, Scalable FinTech Platforms

Our FinTech software development services team embed PCI DSS, GDPR, GLBA, DORA, and MAS TRM standards into code, infrastructure, and workflows from day one. At the same time, our integration expertise spans core banking systems, payment gateways, credit bureaus, fraud detection engines, and third-party APIs, ensuring your FinTech platform is robust and built to scale.

03

Proven Track Record With Complex Financial Products

As a FinTech development company, we’ve helped institutions bring real products to market, not MVPs that break at scale. From mobile-first payment apps to investment analytics dashboards and internal compliance systems, our experience spans the full FinTech stack.

Recognized Across Global Platforms

We have received awards from respected global platforms for our work in software development, digital transformation, and product
innovation. These recognitions reflect the quality and consistency we maintain in every project we deliver.

Our Strategic Industry Partnerships

How Our Clients Describe Their Journey with Our Team

We chose Appinventiv to build our financial literacy and money management app from start to finish. From the first call, we were very impressed with Appinventiv’s professionalism, expertise, and commitment to delivering top-notch results. Their team was very responsive and were always available to answer any questions we had. Their developers were extremely talented and delivered an amazing final product that exceeded our expectations. Our app is now live and the feedback that we are receiving from users is fantastic. So, I highly recommend Appinventiv to anyone looking for a partner to bring their app ideas to life.

Client testimonial from Simon Wing, CEO of Edfundo
Simon Wing
Co-Founder & CEO Edfundo

Emerging Technologies to Supercharge Your FinTech Product

We use emerging and proven technologies to solve real problems in financial software development. The aim is simple- make your product faster, safer, and ready for the way the market works today.

Tech-Stack We Use for Custom FinTech Software Development

As a customer-centric FinTech software development agency, we use the ideal tech stack to ensure optimal performance and seamless operation of your FinTech product.

  • Frontend development technologies Frontend Technologies

    • React
      React
    • Next.js
      Next.js
    • Angular
      Angular
    • Vue.js
      Vue.js
    • TypeScript
      TypeScript
    • Tailwind CSS
      Tailwind CSS
    • Material-UI
      Material-UI
  • Backend development services Backend Development

  • Database and data management Databases & Data Management

  • Payments and financial APIs Payments & Financial APIs

  • Cloud deployment services Cloud & Deployment

  • Security and compliance solutions Security & Compliance

  • Blockchain and digital ledger Blockchain & Digital Ledger

  • Analytics and reporting tools Analytics & Reporting

  • API integration services API & Integration

  • Monitoring and DevOps Monitoring & DevOps

What's the real cost of building world-class FinTech software?

Get a tailored estimate that factors in compliance (PCI DSS, PSD2, SOC 2), scalability, and time-to-market, so you can plan with confidence.

FinTech software development services

Appinventiv's Proven Agile Process for FinTech
Software Development

Our FinTech product development process transforms your ideas into compliant, user-focused financial solutions.
Each step gets carefully planned and executed for the best results.

01

Assessment

Our FinTech software development starts by understanding what you actually need. Business analysts research your market and analyze your project to give you realistic timelines and costs for bringing your idea to market.

02

Discovery

We create a detailed feature list and strategic roadmap based on your business goals and market conditions. Our financial software development expertise helps us build a strategy that meets your objectives efficiently.

03

UI/UX Design

Design focuses on what users actually want. Our design team creates intuitive user experiences and interfaces that look good and deliver real value to people using your software.

04

Development

Time to build your software using the approved designs, feature list, and technology stack. This includes setting up cloud infrastructure, databases, and front-end and back-end systems for smooth functionality and growth.

05

Testing

Your custom FinTech solution goes through comprehensive testing before launch. Our quality assurance team runs manual and automated tests to ensure everything performs well and stays secure.

06

Deployment

Our FinTech software developers help launch your product into the live environment. We use continuous integration and delivery (CI/CD) methods to make deployment more efficient.

07

Maintenance

Development and deployment aren't the end. We provide ongoing support and maintenance to fix problems and release updates, keeping your financial product current, secure, and working properly.

Our Technology Experts Are Change Catalysts

Book A Free Consultation Call With Our Experts Today

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  • In just 2 mins you will get a response
  • Your idea is 100% protected by our Non Disclosure Agreement.

Frequently Asked Questions

  • How much does it cost to build FinTech Software?

    FinTech software like Square Cash, Venmo, or Cleo has pretty wide cost ranges. What you pay depends on your tech choices, which features you want, and where you hire your FinTech software developers.

    Most FinTech software development projects cost anywhere from $30,000 to $300,000, but every project is different. Talk to our FinTech experts to get actual pricing for what you're planning to build.

  • How long does it take to develop financial software?

  • What are the benefits of Appinventiv's custom FinTech software services?

  • How do you ensure security and compliance of the FinTech product with regulatory standards?

  • What types of FinTech software does Appinventiv develop?

  • Do you provide end-to-end (E2E) FinTech software development services?

  • What are the technologies used in FinTech software development?

  • Do you offer compliant FinTech platform development?

  • How can businesses ensure FinTech software compliance with ISO standards?

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appinventiv India
INDIA

B-25, Sector 58,
Noida- 201301,
Delhi - NCR, India

appinventiv USA
USA

79, Madison Ave
Manhattan, NY 10001,
USA

appinventiv Australia
Australia

Appinventiv Australia,
East Brisbane
QLD 4169, Australia

appinventiv London UK
UK

3rd Floor, 86-90
Paul Street EC2A 4NE
London, UK

appinventiv UAE
UAE

Tiger Al Yarmook Building,
13th floor B-block
Al Nahda St - Sharjah

appinventiv Canada
CANADA

Suite 3810, Bankers Hall West,
888 - 3rd Street Sw
Calgary Alberta